Owning your dream home has never been easier with China Bank’s HomePlus Loan.
Designed with flexibility and convenience in mind, this housing loan offers competitive rates and convenient features, ensuring that your path to homeownership is smooth and worry-free.
Here’s your comprehensive guide to China Bank HomePlus Loan, your gateway to a comfortable and secure living space.
For other type of loans, visit my detailed guide for best personal loans and car loans in the Philippines!
Additional documents may be required during evaluation of your loan application, and up to loan availment/release of loan proceeds.
If you are looking to apply for a credit card, here are my Tips to Get Approved for a Credit Card Application.
Loading...
China Bank HomePlus Loan Features
Flexible Loan Purpose
Apply for a home loan for acquisition of lot, house and lot, townhouse, condominium unit, house construction, home renovation, loan take out, or reimbursement of a newly-acquired property.
Low Interest Rates
Enjoy affordable monthly payments and get to choose to have your rates fixed for one, three, and five years, to protect you from future rate increases.
Easy Payment Options
Choose to pay your home loan in a shorter or longer term via auto debit arrangement on your China Bank Account.
Eligibility Criteria
Application Requirements
Standard Documents
- Duly filled out and signed HomePlus Loan Application Form
- Photocopy of One (1) Valid ID (with signature and photo)
- Photocopy of CENOMAR or Marriage Contract (whichever is applicable)
- Photocopy of Latest Proof of Billing
For Employed Individuals
LOCAL
- Latest Certificate of Employment and Compensation (COEC), indicating position and length of service
- Latest Three (3) Months Payslips
- Latest ITR/BIR Form 2316
LAND-BASED OFW
- Latest Certificate of Employment and Compensation (COEC), indicating position and length of service
- Latest Three (3) Months Payslips
- Special Power of Attorney (SPA), Bank Template
- Designated Attorney-In-Fact (AIF)
SEA-BASED OFW
- Latest POEA Contract
- Latest Certificate of Sea Service
- Special Power of Attorney (SPA), Bank Template
- Designated Attorney-In-Fact (AIF)
ADDITIONAL REQUIREMENTS FOR ATTORNEY IN FACT (AIF)
- Duly filled out and signed HomePlus Loan Application Form
- Photocopy of One (1) Valid ID (with signature and photo)
- Photocopy of Latest Proof of Billing
Additional documents may be required during evaluation of your loan application, and up to loan availment/release of loan proceeds.
For Self-Employed or Professional
- Duly filled out and signed HomePlus Loan Application Form
- Income Tax Return (ITR) with Audited Financial Statements for the last Three (3) years
- Latest Six (6) months Banks Statements or photocopy of Passbook
- List of Trade References (at least Top 3 Suppliers and Top 3 Customers, with contact details and names of contact persons)
- Lease Contracts and list of properties for rent, if rental business
- Profession Information Sheet (Bank Template), if professional
Additional documents may be required during evaluation of your loan application, and up to loan availment/release of loan proceeds.
For Partnership or Corporate Borrowers
- Duly filled out and signed HomePlus Loan Application Form
- Certificate of Registration from the SEC
- Latest GIS, By-Laws and Articles of Incorporation
- Brief Company Profile
- Brief Profile of Officers and Stockholders
- Income Tax Return (ITR) with Audited Financial Statements for the last Three (3) years
- Latest Six (6) months Bank Statements or photocopy of Passbook
- List of Trade References (at least Top 3 suppliers and Top 3 customers w/ contact details and names of contact persons)
Additional documents may be required during evaluation of your loan application, and up to loan availment/release of loan proceeds.
Collateral Documents
- Photocopy of Owner’s Duplicate Copy of TCT or CCT
- Tax Declaration on Land and Improvement, if any
- Lot Plan or Vicinity Map
- Bill of Materials and Building Plan, if loan purpose is for House Construction or Renovation
- Copy of the Contract to Sell (CTS), if property to be purchased is from an Accredited Developer
Additional documents may be required during evaluation of your loan application, and up to loan availment/release of loan proceeds.
Apply for China Bank HomePlus Loan Now!
ATTRACTIONS TO SEE IN MANILA
Klook.comFees and Charges
China Bank’s HomePlus Loan provides a reliable and convenient way to finance your home purchase. With competitive rates, flexible terms, and excellent customer service, China Bank is your trustworthy partner in achieving homeownership. Turn your dream home into a reality with China Bank HomePlus Loan today!
Apply for China Bank HomePlus Loan Now!
Also check out the 5 Credit Cards with No Annual Fees in the Philippines
ACTIVITIES AND TOURS IN MANILA
Consumer Loans Centers
Luzon
BATANGAS
3F CBC Bldg. P. Burgos Street, Batangas City
Telephone Number/s: (043) 723-7127
CABANATUAN
2F CBC Bldg., Paco Roman St., Brgy. Dimasalang, Cabanatuan City, Nueva Ecija
Telephone Number/s: (044) 463-1063
DAGUPAN
2F Siapno Building, Perez Boulevard, Dagupan City
Telephone Number/s: (075) 522-8471
PAMPANGA
2F CBC Bldg., V. Tiomico Street, Sto. Rosario Poblacion, San Fernando, Pampanga
Telephone Number/s: (045) 961-5344
Visayas
BACOLOD
2F CBC Bldg., Araneta Street, Bacolod City, Negros Occidental
Telephone Number/s: (034) 435-0647
CEBU
2F Chinabank Corporate Center, Samar Loop cor. Panay Road, Cebu Business Park, Cebu City
Telephone Number/s: (032) 346-4448 ; (032) 416-1915
ILOILO
2F CBC Bldg., Rizal cor. Gomez Streets, Brgy. Ortiz, Iloilo City
Telephone Number/s: (033) 336-7918
Mindanao
DAVAO
2F CBC Bldg., C.M. Recto Ave. cor. J. Rizal St., Sto. Rosario Poblacion, Davao City
Telephone Number/s: (082) 226-2103 ; (082) 221-4163
CAGAYAN DE ORO
2F CBC Bldg., R.N. Abejuela St., South Divisoria, Cagayan de Oro City
Telephone Number/s: (088) 859-1232
&p[summary]=Owning your dream home has never been easier with China Bank’s HomePlus Loan. Designed with flexibility and convenience in mind, thi...&p[url]=https://www.morefunwithjuan.com/2023/05/china-bank-homeplus-loan-guide.html&p[images][0]=https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCaosjKzL2vD_G1Qyqld6ix-F0QZ5B97HiJk212gVEr6RU_-wQqp-Y_XRDVnfkoh5mvW-UWuPZylCkh5FRnDKsUNVVR8Rc-ZqEfZtAn7Pq8KYPqNbQw13ozwiI5mTJGLjnlcIlkS_Ib3mN5mzncrGvny5URbgCyM2rIXi7LWD3KmF1x45MEO2ChhmE-yM/w640-h360/China%20Bank%20HomePlus%20Loan.png){kind=link}
No comments
Let us know your thoughts!