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Owning your dream home just got easier with Asia United Bank's (AUB) flexible and accessible home loan solutions.



With competitive interest rates and accommodating payment terms, AUB ensures that your journey to homeownership is smooth and stress-free. Here’s everything you need to know about AUB Home Loan to turn your dream home into a reality.

For other type of loans, visit my detailed guide for best personal loans and car loans in the Philippines!

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Key Features of AUB Home Loan


Loanable Amount: AUB offers a maximum loan amount of up to 80% of the property's appraised value or a minimum loan amount of Php 1,000,000, ensuring flexibility based on your needs.

Payment Terms: Enjoy the freedom of choice with payment terms that extend up to 20 years, allowing you to tailor your loan repayment according to your financial capacity.

Competitive Interest Rates: AUB offers competitive interest rates, such as 7.00% for fixed 1 year, 8.00% for fixed 3 years, and 8.25% for fixed 5 years, ensuring stable and predictable payments.

Convenient Payment Methods: Simplify your loan repayment process with the Auto Debit Arrangement (ADA), ensuring timely and hassle-free payments.



Application Requirements

Basic Application Requirements:
  • Duly filled-out and signed application form.
  • Photocopy of two (2) valid IDs from both the principal borrower and co-borrower.
  • Photocopy of Marriage Contract or Certificate of No Marriage (CENOMAR), as applicable.
  • Collateral Requirements (for properties from Accredited Developers):
  • Copy of collateral title (TCT/CCT).
  • Statement of Account, Reservation Agreement/Contract to Sell.
  • Photocopy of the lot plan/vicinity map/subdivision plan.
  • Photocopy of updated Tax Declaration, Tax Receipts, and Tax Clearance.




Income Requirements


For Employed Individuals:
  • Photocopy of Certificate of Employment.
  • Photocopy of the latest three (3) months payslip.
  • Photocopy of the latest Income Tax return/BIR form 2316.

For Self-Employed Individuals:
  • Photocopy of Business Registration Papers (e.g., SEC Registration/Articles of Incorporation/By-laws/GIS or DTI Certificates, Mayor's Permit/Business Permit).
  • Photocopy of the latest three (3) months bank statements.
  • Photocopy of Audited Financial Statements (for the last 2 years).
  • Photocopy of Income Tax Return (for the last 2 years).
  • List of major trade suppliers and customers with contact details (if applicable).



ATTRACTIONS TO SEE IN MANILA 

Klook.com

AUB Home Loan provides you with the opportunity to step into your dream home without the financial burden. With their tailored solutions and transparent processes, AUB stands as your reliable partner in achieving homeownership. Say goodbye to renting and hello to your very own home with AUB Home Loan!

Unlock Your Dream Home with AUB Home Loan: Your Pathway to Affordable Homeownership


Owning your dream home just got easier with Asia United Bank's (AUB) flexible and accessible home loan solutions.



With competitive interest rates and accommodating payment terms, AUB ensures that your journey to homeownership is smooth and stress-free. Here’s everything you need to know about AUB Home Loan to turn your dream home into a reality.

For other type of loans, visit my detailed guide for best personal loans and car loans in the Philippines!

Loading...

Key Features of AUB Home Loan


Loanable Amount: AUB offers a maximum loan amount of up to 80% of the property's appraised value or a minimum loan amount of Php 1,000,000, ensuring flexibility based on your needs.

Payment Terms: Enjoy the freedom of choice with payment terms that extend up to 20 years, allowing you to tailor your loan repayment according to your financial capacity.

Competitive Interest Rates: AUB offers competitive interest rates, such as 7.00% for fixed 1 year, 8.00% for fixed 3 years, and 8.25% for fixed 5 years, ensuring stable and predictable payments.

Convenient Payment Methods: Simplify your loan repayment process with the Auto Debit Arrangement (ADA), ensuring timely and hassle-free payments.



Application Requirements

Basic Application Requirements:
  • Duly filled-out and signed application form.
  • Photocopy of two (2) valid IDs from both the principal borrower and co-borrower.
  • Photocopy of Marriage Contract or Certificate of No Marriage (CENOMAR), as applicable.
  • Collateral Requirements (for properties from Accredited Developers):
  • Copy of collateral title (TCT/CCT).
  • Statement of Account, Reservation Agreement/Contract to Sell.
  • Photocopy of the lot plan/vicinity map/subdivision plan.
  • Photocopy of updated Tax Declaration, Tax Receipts, and Tax Clearance.




Income Requirements


For Employed Individuals:
  • Photocopy of Certificate of Employment.
  • Photocopy of the latest three (3) months payslip.
  • Photocopy of the latest Income Tax return/BIR form 2316.

For Self-Employed Individuals:
  • Photocopy of Business Registration Papers (e.g., SEC Registration/Articles of Incorporation/By-laws/GIS or DTI Certificates, Mayor's Permit/Business Permit).
  • Photocopy of the latest three (3) months bank statements.
  • Photocopy of Audited Financial Statements (for the last 2 years).
  • Photocopy of Income Tax Return (for the last 2 years).
  • List of major trade suppliers and customers with contact details (if applicable).



ATTRACTIONS TO SEE IN MANILA 

Klook.com

AUB Home Loan provides you with the opportunity to step into your dream home without the financial burden. With their tailored solutions and transparent processes, AUB stands as your reliable partner in achieving homeownership. Say goodbye to renting and hello to your very own home with AUB Home Loan!

AUB Bank Loan

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