Get quickly approved with Tonik's Quick Loan!
Tonik's Quick Loan is a fast and easy loan product. Apply for a loan within 2 days and easily get access to extra cash of up to P250K right from your Tonik App.
Flex your lifestyle upgrade with a Tonik Bank Quick Loan and enjoy additional features below:
- High maximum loan amount
- No hidden bank fees
- Safe and secure
How Much Can I Loan from Tonik
You can apply for as much as P250,000 with up to 18 months installment period.
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Here's my list of useful items for you to save or earn money wisely:
- Coin banks
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- Money organizer
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What are the Fees for Quick Loan?
Here are the applicable fees of your approved Quick Loan:
| Fees & charges | Amount | Remarks |
|---|---|---|
| Processing Fee | Php 500 upon cash disbursement | One-time deduction |
| Documentary Stamp Tax | Php 1.50 per Php 200 of the loan amount | One-time deduction |
| Late Payment Fee | Php 500 | If applicable |
Tonik Quick Loan Eligibility and Requirements
You must be:
- Filipino
- 23 to 58 years old
- Philippine resident
You must have:
- A valid ID
- A Tonik Savings Account
- A valid Taxpayer Identification Number (TIN)
- A Proof of Income
How to get a Quick Loan from Tonik Bank
1. Download the Tonik App
Complete the onboarding process. When you have a Tonik Account, click the Loans tile and tap on Quick Loan.
2. Upload Requirements
Provide the required information and documents. Follow all on-screen instructions.
3. Accept the Offer
Confirm your loan details, accept the offer if you agree, and virtually sign the necessary documents.
4. Wait For Loan Disbursement
The full loan amount will be disbursed to your Tonik Account in no time. That’s all, luv. Enjoy!
ATTRACTIONS TO SEE IN MANILA
Klook.comTonik Quick Loan FAQs (Frequently Asked Questions)
How long will it take to know if my Quick Loan application got approved?
You can get approved for a loan in 2 days, as long as you are able to answer our call for identity verification.
How will I know if my Quick Loan is approved?
You'll see the status of your Quick Loan application on your Tonik App - Give it a peek to check if you've been approved already.
How long does it take to receive the cash from Quick Loan?
You'll be able to receive the cash right away as long as you go through completing the post-approval questions and Quick Loan documents signing. Once done, you'll see your Quick Loan funds on your Tonik Account already.
When is the due date of my Quick Loan repayment?
You have control over your Quick Loan due date schedule. That means you must choose your due date, one that allows you to manage your finances.
If you are looking to apply for a credit card, here are my Tips to Get Approved for a Credit Card Application.
Also check out the 5 Credit Cards with No Annual Fees in the Philippines
ACTIVITIES AND TOURS IN MANILA
Other Low-Interest Personal Loans in the Philippines
Here's a list of banks or financial institutions that offer personal loans with the lowest interest rates in the Philippines:
- SSS Salary Loan
- Pag-IBIG Multi-Purpose Loan
- BPI Personal Loan
- Metrobank Personal Loan
- UnionBank Personal Loan
- HSBC Personal Loan
- CIMB Bank Personal Loan
- Maybank Personal Loan
- RCBC Personal Loan
Also check my list of Top Digital Savings Banks in the Philippines
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