Here's your complete guide to Philhealth Contribution Schedule and Computation.
As most of the Filipino citizens are aware of, PhilHealth offers outstanding health benefits to its members which is a great help when medical assistance is highly needed. PhilHeath Members should be actively paying for their monthly premiums for who knows when you need the member's benefits the most.
In this guide, you will learn how and when to pay for your PhilHealth Contributions.
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What is Philhealth Contribution?
Philhealth contribution is the monthly premium paid by the members of Philippine Health Insurance Corporation for their medical insurance coverage. Employer and employee both pay half the monthly premium while senior citizens are automatically free for lifetime health insurance coverage.
It is very important for all members, their dependents and beneficiaries to know the latest and updated premiums because it is also important to have complete premium payments. Complete premium payments ensure all membership eligibility for benefits.
When do I Pay for Philhealth Contribution?
PhilHealth members (especially those Self-Earning and Voluntary Members) can choose any of the 4 payment options:
Pay until the last working day of the month being paid for.
- Month: January
- Deadline: January 31
Pay until the last working day of the quarter being paid for.
- Period: January to March
- Deadline: March 31
Pay until the last working day of the first quarter of the semester being paid for.
- Period: January to June
- Deadline: March 31
Pay until the last working day of the first quarter of the year being paid for.
- Period: January to December
- Deadline: March 31
Philhealth Monthly Premium Rates
According to the Universal Health Care Act of the Philippines, Philhealth monthly premiums for direct contributors from 2023 onwards will be based on the rates of this chart. However, premiums for 2023 will remain 4%.
The total monthly premiums of employed members are being shared 50-50 by the employer (50%) and employee (50%).
For Employed Members of PhilHealth, this means that if your monthly salary is ₱20,000.00, the 4.5% of that is ₱900 (calculated as ₱20,000 * 0.045). The ₱900.00 is your total monthly contribution. However, you don't have to pay for the whole amount since this shall be shared equally by your employer and yourself. You just have to contribute ₱450 and your employer's counterpart is also ₱450, a total of ₱900.
For Kasambahay or Helpers, if your monthly salary is less than ₱5,000.00, your employer should solely pay your monthly contribution.
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The premium contribution rate for Self-Employed Members with monthly income of ₱25,000.00 and below is ₱2,400 per year. While the contribution for Self-Employed Members whose monthly revenue is more than ₱25,000.00 is ₱3,600.00 per year.
Overseas Filipino Workers
For Land-Based Overseas Filipino Workers, the premium contribution rate is ₱2,400.00 every year. The contributions can also be made in advance for 2 up to 5 years depending on your contract abroad. However, Sea-Based Filipino Workers have to pay salary-based rate following the premium contribution of Employed Members.
As the category implies, the sponsored members are those whose contributions are being paid by someone else, either an individual, private organizations or government agencies. The yearly premium contribution is ₱2,400.
How to pay for PhilHealth Contributions
Employed members' contributions are paid by their respective employers. Self-employed and voluntary members can pay directly by visiting a Local Health Insurance Office (LHIO) or PhilHealth Express outlet.
How to Pay PhilHealth Contributions Online
- Access the PhilHealth Member Portal.
- Statement of Premium Account (SPA) Generation.
- The Accredited Collecting Partners should be selected.
- Verify your Payment Summary.
- Select the Method of Payment That's Right for You.
ACTIVITIES AND TOURS IN MANILA
The Philippine Health Insurance Corporation or Philhealth was created in 1995 to implement universal health coverage in the Philippines. It is a tax-exempt, government-owned and controlled corporation of the Philippines, and is attached to the Department of Health.
PhilHealth Head Office: Citystate Centre, 709 Shaw Blvd, Pasig City, Metro Manila
PhilHealth Website: philhealth.gov.ph
How to Contact PhilHealth
Callback Channel: 0917-898-7442 (PHIC)
Text "PHICcallback [space] Mobile No. or Metro Manila landline [space]
details of your concern" and we will call you during office hours, weekdays only.
(Callback requests will expire after 72 hours.)
Call Center Hotline: 84417442 (PHIC)
(Self-help only; agent assistance temporarily not available)
Email address: firstname.lastname@example.org
PhilHealth LHIO Branches
I have written a comprehensive guide on how to find the nearest PhilHealth branch near you.
You can also process your PhilHealth requests and payments from any of the PhilHealth Express Branches near you.
IMPORTANT NOTE: The rates, contact details and other information indicated in this post are accurate from the time of writing but may change without IMFWJ's notice. Should you know the updated information, please message us on Facebook.