If you are new in trading, this is how you can buy and sell stocks using your Maya app!
In an era where financial inclusion and digital banking are transforming how Filipinos manage money, DragonFi Lite, integrated within the Maya app, stands out as a powerful innovation. It offers everyday Filipinos a simple, secure, and cost-effective way to start investing in the Philippine Stock Exchange (PSE)—all from the convenience of a mobile wallet they may already use.
Here’s a comprehensive look at what DragonFi Lite is, how it works, and why it matters.
What is DragonFi Lite?
DragonFi Lite is a streamlined stock trading platform embedded directly into the Maya app, designed for users who want to start investing in Philippine stocks with zero barriers. It is a lighter, more accessible version of the full-featured DragonFi 2.0 platform.
For me, DragonFi Lite is one of the best platforms where you can do trading, buy and sell stocks at your fingertips. Launched in September 2024, DragonFi Lite was built to bridge the gap between digital wallets and investing, enabling users to seamlessly transition from saving to building wealth through the stock market.
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Key Features of DragonFi Lite
1. Zero Minimum Investment
Unlike traditional brokers that require an initial deposit (often ₱1,000 or more), DragonFi Lite does not require any minimum amount to start investing. You can begin with whatever you have in your Maya Wallet—even ₱100.
2. Direct Integration with Maya Wallet
Your investments are directly linked to your Maya Wallet balance. There’s no need to manually transfer funds to a separate broker account. When you buy a stock, the amount is automatically deducted from your wallet. When you sell, proceeds go back into your Maya Wallet—ready to spend, save, or reinvest.
3. Fast and Paperless Account Opening
Setting up a DragonFi Lite account takes only about 15 minutes through Maya. Users submit their ID, complete basic KYC (Know Your Customer) verification, and gain access to the trading feature without visiting any physical branch.
4. No Deposit or Withdrawal Fees
All fund movements between Maya Wallet and your DragonFi Lite account are fee-free, helping maximize your investment returns and allowing flexibility to move money in and out as needed.
5. After-Hours Trading
DragonFi Lite supports after-hours stock trading, meaning you can place buy or sell orders even outside the regular PSE trading window. This is particularly useful for users with limited availability during daytime trading hours.
6. User-Friendly Interface
Built into Maya’s intuitive design, DragonFi Lite offers a clean and simplified interface tailored for first-time investors. It minimizes financial jargon and focuses on clear navigation, stock search, buy/sell buttons, and portfolio monitoring.
7. Educational Integration
The app includes access to curated financial content from DragonFi’s Investing Club and Creators Circle, giving users the chance to learn basic investment principles, understand the stock market, and explore recommended strategies—all within the same platform.
What Can You Invest in?
DragonFi Lite allows you to invest in stocks listed on the Philippine Stock Exchange, including many well-known companies such as:
- Ayala Corporation (AC)
- Jollibee Foods Corporation (JFC)
- PLDT Inc. (TEL)
- SM Investments Corporation (SM)
- Globe Telecom (GLO)
These companies may also offer cash dividends, which will be credited to your Maya Wallet when paid out—no action required from the investor.
Security and Regulation
DragonFi Lite operates under the full regulation of the Philippine Stock Exchange (PSE) and the Securities and Exchange Commission (SEC). Maya, the digital banking partner, is a BSP-regulated financial institution.
Key security measures include:
- Biometric login (via Maya)
- Two-factor authentication (2FA)
- Encrypted transactions
- Regular platform updates to prevent vulnerabilities
While DragonFi Lite is embedded within the Maya app, it operates as a separate stock trading account, and users must still pass identity verification procedures.
RELATED NEWS: PDIC Doubles Deposit Insurance Coverage to PHP1 Million
DragonFi Lite vs. DragonFi Full Platform
If you're just getting started and prefer simplicity, DragonFi Lite is the better option. For more seasoned investors, the full DragonFi platform provides greater control and analysis.
Who Should Use DragonFi Lite?
DragonFi Lite is ideal for:
- First-time investors with little to no experience
- Maya users who want seamless stock investing
- Students and young professionals starting with small capital
- Busy individuals who need flexible trading hours
- Anyone looking to learn and grow into more complex investing later on
How to Start Using DragonFi Lite on Maya
Download or open the Maya app
- (Available on iOS and Android)
Tap on the “Stocks” feature
- Look for the DragonFi Lite module inside the Investments section.
Sign up for a DragonFi Lite account
- Complete identity verification and link it to your Maya Wallet.
Start trading
- Search for stocks, place buy or sell orders, and track your investments—all in the app.
Final Thoughts
DragonFi Lite is a game-changer for Filipino retail investors, offering unmatched ease of access, zero-cost entry, and educational support—all within one of the country’s most widely used digital wallets. By integrating investing into everyday financial habits, DragonFi and Maya are making stock market participation more inclusive and approachable than ever.
Whether you're investing ₱100 or ₱10,000, DragonFi Lite provides a solid foundation to start your financial journey—on your terms, at your pace.
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