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Since its release in 2022, the Atome Card has quickly garnered significant interest among Filipinos, positioning itself as a popular buy now, pay later (BNPL) installment solution. Whether for everyday expenses, fashion upgrades, or entertainment, the Atome Card offers a convenient and flexible payment method.



If you’re keen on getting your Atome Card this year, you’re in the right place. This definitive guide will walk you through the straightforward process of applying for your Atome Card.

If you like this article, you can also visit my guide for 5 Credit Cards with No Annual Fees in the Philippines

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What is the Atome Card?

The Atome Card is a modern payment option allowing users to purchase goods or services from any store, online or offline, where Mastercard is accepted. The card comes in both physical and virtual forms, making it versatile for various shopping needs.


Key Features of the Atome Card


  • Versatile Payment: Use at any store accepting Mastercard.
  • BNPL Options: Pay in 3 or 6 months installments.
  • Virtual and Physical Cards: Immediate access to a virtual card upon approval, with an option to order a physical card later.

If you are looking for low-interest loans, here's my list of Personal Loans With the Lowest Interest Rates in the Philippines.



How to Apply for the Atome Card

One of the standout benefits of the Atome Card is its easy application process, which involves minimal paperwork and can be completed swiftly through the Atome app. Here’s how you can apply:

STEP ONE: Download the Atome App
  • Ensure you have the latest version of the Atome app. You can get it by scanning the QR code available on their website or visiting the App Store or Play Store.

STEP TWO: Tap on Atome Card
  • Open the app and navigate to the Atome Card section.

STEP THREE: Choose Your Card
  • Select the design and type of Atome Card you prefer. Once your account is approved, the virtual card will be immediately available. You can also opt to order a physical card later.

STEP FOUR: Fill Out Personal Information
  • Provide your full name, company, mother’s maiden name, and home and shipping address.

STEP FIVE: Face ID Verification
  • Complete the Face ID verification using your smartphone’s selfie camera. Ensure there are no obstructions like glasses or hats to increase your chances of approval.

STEP SIX: Wait for Approval
  • The approval process takes about 3 business days. You’ll receive an email or an in-app notification once your application is approved.




The Atome Card offers a seamless application process, making it accessible for Filipinos looking for a flexible and convenient BNPL solution. By following the simple steps outlined above, you can secure your Atome Card and start enjoying its benefits for your everyday shopping needs.



ATTRACTIONS TO SEE IN MANILA 

Klook.com

Frequently Asked Questions about Atome Card

Finances are highly personal, and it's perfectly normal to seek clarity. Here are answers to some of the most commonly asked questions about the Atome Card.


1. What is the Atome Card spending limit?

The spending limit for the Atome Card is determined upon approval. This limit can increase under certain conditions, such as consistently paying your Atome Card bills on time. The maximum spending limit can reach up to ₱200,000.

A higher spending limit means greater purchasing power, enabling access to a wider range of products and services.


2. What are the requirements for Atome Card?

To apply for an Atome Card, you must meet the following criteria and provide the necessary documentation:


To check the status of your application, tap on the Card Page in the Atome app. You will also receive an SMS or email notification once your application is accepted.



3. What’s the difference between a physical and virtual Atome Card?

While both versions of the Atome Card offer similar functionalities, there are unique features for each:

Atome Virtual Card
  • Available immediately upon approval of your application.
  • Can be used for online payments anywhere Mastercard is accepted.

Atome Physical Card
  • Offers additional convenience for offline purchases.
  • After receiving your physical card, activate it and set a 4-digit PIN.
  • Can be used for payments both online and at offline merchants that accept Mastercard.


How to Apply and Get Approved for Atome Card (Review)


Since its release in 2022, the Atome Card has quickly garnered significant interest among Filipinos, positioning itself as a popular buy now, pay later (BNPL) installment solution. Whether for everyday expenses, fashion upgrades, or entertainment, the Atome Card offers a convenient and flexible payment method.



If you’re keen on getting your Atome Card this year, you’re in the right place. This definitive guide will walk you through the straightforward process of applying for your Atome Card.

If you like this article, you can also visit my guide for 5 Credit Cards with No Annual Fees in the Philippines

Loading...

What is the Atome Card?

The Atome Card is a modern payment option allowing users to purchase goods or services from any store, online or offline, where Mastercard is accepted. The card comes in both physical and virtual forms, making it versatile for various shopping needs.


Key Features of the Atome Card


  • Versatile Payment: Use at any store accepting Mastercard.
  • BNPL Options: Pay in 3 or 6 months installments.
  • Virtual and Physical Cards: Immediate access to a virtual card upon approval, with an option to order a physical card later.

If you are looking for low-interest loans, here's my list of Personal Loans With the Lowest Interest Rates in the Philippines.



How to Apply for the Atome Card

One of the standout benefits of the Atome Card is its easy application process, which involves minimal paperwork and can be completed swiftly through the Atome app. Here’s how you can apply:

STEP ONE: Download the Atome App
  • Ensure you have the latest version of the Atome app. You can get it by scanning the QR code available on their website or visiting the App Store or Play Store.

STEP TWO: Tap on Atome Card
  • Open the app and navigate to the Atome Card section.

STEP THREE: Choose Your Card
  • Select the design and type of Atome Card you prefer. Once your account is approved, the virtual card will be immediately available. You can also opt to order a physical card later.

STEP FOUR: Fill Out Personal Information
  • Provide your full name, company, mother’s maiden name, and home and shipping address.

STEP FIVE: Face ID Verification
  • Complete the Face ID verification using your smartphone’s selfie camera. Ensure there are no obstructions like glasses or hats to increase your chances of approval.

STEP SIX: Wait for Approval
  • The approval process takes about 3 business days. You’ll receive an email or an in-app notification once your application is approved.




The Atome Card offers a seamless application process, making it accessible for Filipinos looking for a flexible and convenient BNPL solution. By following the simple steps outlined above, you can secure your Atome Card and start enjoying its benefits for your everyday shopping needs.



ATTRACTIONS TO SEE IN MANILA 

Klook.com

Frequently Asked Questions about Atome Card

Finances are highly personal, and it's perfectly normal to seek clarity. Here are answers to some of the most commonly asked questions about the Atome Card.


1. What is the Atome Card spending limit?

The spending limit for the Atome Card is determined upon approval. This limit can increase under certain conditions, such as consistently paying your Atome Card bills on time. The maximum spending limit can reach up to ₱200,000.

A higher spending limit means greater purchasing power, enabling access to a wider range of products and services.


2. What are the requirements for Atome Card?

To apply for an Atome Card, you must meet the following criteria and provide the necessary documentation:


To check the status of your application, tap on the Card Page in the Atome app. You will also receive an SMS or email notification once your application is accepted.



3. What’s the difference between a physical and virtual Atome Card?

While both versions of the Atome Card offer similar functionalities, there are unique features for each:

Atome Virtual Card
  • Available immediately upon approval of your application.
  • Can be used for online payments anywhere Mastercard is accepted.

Atome Physical Card
  • Offers additional convenience for offline purchases.
  • After receiving your physical card, activate it and set a 4-digit PIN.
  • Can be used for payments both online and at offline merchants that accept Mastercard.


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