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BDO Unibank has launched a limited-time offer granting five (5) years of free membership fees to select credit cardholders who activate and use their BDO credit card for any amount during the promo period.



Running from June 1 to August 31, 2025, this exclusive promotion is part of BDO’s ongoing efforts to reward customer loyalty and boost credit card usage.


Who is Eligible?

The “5-Year Membership Fee Waiver Activation Program” is open to targeted BDO Credit Cardholders who receive the promo invitation via SMS. Qualified cardholders who activate and make a single transaction using their card within the promo period can enjoy a five-year membership fee waiver.

This offer is applicable to a wide range of BDO credit cards, including:

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BDO Mastercard Series: ShopMore, Standard, Bench, Gold, Platinum

BDO Visa Cards: Classic, Gold, Platinum

BDO JCB Series: Lucky Cat, Gold, Platinum

BDO UnionPay: Gold, Diamond

American Express® Cards: Blue, Cashback, Explorer, Platinum

Diners Club: International, Premiere

BDO Installment Card



How It Works

To qualify, cardholders must:

  • Activate their credit card
  • Make at least one valid transaction of any amount

Transactions must occur between June 1 and August 31, 2025. BDO will automatically assess eligible transactions and award the 5-year waiver within 90 days of card activation and spending, or by the end of the promo period—whichever comes first.


Cardholders will receive an SMS notification confirming the waiver once successfully applied.



Excluded Transactions

Certain activities will not count toward the promo, including:

  • ATM or over-the-counter cash advances

  • Gambling-related purchases

  • Trading services or remittance transactions

  • Installment-based products (e.g., balance transfers)

  • e-Wallet loads or money transfers (e.g., GCash, Maya)

  • Transactions from supplementary or virtual cards

  • Cancelled, disputed, or reversed purchases




Terms & Conditions


Only one waiver can be awarded per eligible cardholder.

The card must remain active and in good credit standing until the waiver is awarded.

The offer cannot be combined with other BDO promos.

BDO reserves the right to revoke the waiver for any invalid or fraudulent transactions.

Disputes regarding eligibility or fulfillment will be resolved by BDO with the Department of Trade and Industry (DTI), under Fair Trade Permit No. FTEB-225875, Series of 2025.

This limited-time promo is a valuable opportunity for both new and existing BDO cardholders to enjoy long-term savings. If you receive the SMS offer, be sure to activate and use your BDO credit card before August 31, 2025 to secure your 5-year membership fee waiver.

For full terms and conditions, cardholders are encouraged to visit www.bdo.com.ph or contact BDO Customer Service.




BDO Launches 5-Year Membership Fee Waiver Promo for Credit Cardholders


BDO Unibank has launched a limited-time offer granting five (5) years of free membership fees to select credit cardholders who activate and use their BDO credit card for any amount during the promo period.



Running from June 1 to August 31, 2025, this exclusive promotion is part of BDO’s ongoing efforts to reward customer loyalty and boost credit card usage.


Who is Eligible?

The “5-Year Membership Fee Waiver Activation Program” is open to targeted BDO Credit Cardholders who receive the promo invitation via SMS. Qualified cardholders who activate and make a single transaction using their card within the promo period can enjoy a five-year membership fee waiver.

This offer is applicable to a wide range of BDO credit cards, including:

Loading...

BDO Mastercard Series: ShopMore, Standard, Bench, Gold, Platinum

BDO Visa Cards: Classic, Gold, Platinum

BDO JCB Series: Lucky Cat, Gold, Platinum

BDO UnionPay: Gold, Diamond

American Express® Cards: Blue, Cashback, Explorer, Platinum

Diners Club: International, Premiere

BDO Installment Card



How It Works

To qualify, cardholders must:

  • Activate their credit card
  • Make at least one valid transaction of any amount

Transactions must occur between June 1 and August 31, 2025. BDO will automatically assess eligible transactions and award the 5-year waiver within 90 days of card activation and spending, or by the end of the promo period—whichever comes first.


Cardholders will receive an SMS notification confirming the waiver once successfully applied.



Excluded Transactions

Certain activities will not count toward the promo, including:

  • ATM or over-the-counter cash advances

  • Gambling-related purchases

  • Trading services or remittance transactions

  • Installment-based products (e.g., balance transfers)

  • e-Wallet loads or money transfers (e.g., GCash, Maya)

  • Transactions from supplementary or virtual cards

  • Cancelled, disputed, or reversed purchases




Terms & Conditions


Only one waiver can be awarded per eligible cardholder.

The card must remain active and in good credit standing until the waiver is awarded.

The offer cannot be combined with other BDO promos.

BDO reserves the right to revoke the waiver for any invalid or fraudulent transactions.

Disputes regarding eligibility or fulfillment will be resolved by BDO with the Department of Trade and Industry (DTI), under Fair Trade Permit No. FTEB-225875, Series of 2025.

This limited-time promo is a valuable opportunity for both new and existing BDO cardholders to enjoy long-term savings. If you receive the SMS offer, be sure to activate and use your BDO credit card before August 31, 2025 to secure your 5-year membership fee waiver.

For full terms and conditions, cardholders are encouraged to visit www.bdo.com.ph or contact BDO Customer Service.




2025 BDO Credit Card Money Promo

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