You wanted to maximize your GCash account by using GCredit/GGives/GLoan but do not have enough GScore standing? Here's a guide on how you can increase your GScore.
But First, What is GScore?
GScore is a score that reflects how active you are in using GCash’s products and features. Your GScore is unique to your mobile number and cannot be transferred. Your new SIM activities would be the basis for your current GScore.
How GScore is computed?
It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure. Metered scoring is not yet available as no score assures the unlocking of lending products. Our system regularly updates your GScore weekly based on your recent activities, which can be seen in the GCash app.
How Can I Increase My GScore?
Your GScore is not computed solely based on the frequency of your usage but considers various components to generate your user score. It is based on your frequent GCash activity, maintaining balance, loan performance (early/on-time payments), habitual payment of bills, regular savings and investments, and your purchase of insurance products.
Here are some tips to enhance your GScore:
Verify Your Account
Achieve full verification status by providing a valid ID (not expired) and a selfie. Fully verified users can access a wider range of services within the GCash app.
Regular Cash Ins
Maintain a healthy wallet balance by consistently cashing in to your GCash account. Explore the different methods available for cashing in to ensure your wallet is well-funded.
Utilize GCash for Transactions
Make use of GCash services like Pay Online and Pay Bills for your everyday transactions, ensuring your usage is diversified.
Frequent GInvest Investments
Grow your wealth by investing as low as PHP 50 in GInvest. Gain access to products from the country’s most trusted investment companies to enhance your financial portfolio.
Regular GSave Deposits
Plan for your future by saving with GSave. Watch your savings grow rapidly and enjoy a high-interest rate with any amount you deposit regularly.
Explore GInsure Products
Discover a variety of insurance options, including life, health, car, and more, through GInsure. Tailor your coverage to fit your specific needs from a range of partners.
Timely Repayment of GCredit, GLoan, and GGives
Ensure you pay your dues for GCredit, GLoan, and GGives on time or early. Failure to do so may affect your eligibility for future credit transactions until the total amount due is paid.
Maximize Your GCredit
Make the most of your GCredit by spending up to your allowed limit. Responsible use of your credit line can positively impact your GScore.
Active Participation in GCredit, GGives, and GLoan
Stay engaged with GCredit, GGives, and GLoan services to demonstrate your responsible financial behavior and improve your GScore over time.
ATTRACTIONS TO SEE IN MANILA
By following these practices, you can optimize your GScore, ensuring you have access to a wide range of GCash services and opportunities.
ACTIVITIES AND TOURS IN MANILA
OTHER GCASH HELPFUL TIPS
- GCASH: How to Register, How to Verify, How to Cash-in
- How to Change Your Mobile Number on Your GCash (Update Account)
- How to Increase GCash Wallet and Transaction Limits
- How to link a BPI Account in the GCash app (and How to Cash-in)
- How to Register, Link and Cash-in Your Payoneer Accoung to GCash
- How to Link and Cash-in Your UnionBank Account in the GCash app