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This is the next big thing in Southeast part of Metro Manila!


Since the C6 Road or the Laguna Lake Highway was built and opened in Taguig, the traffic in the east side of the metro has been eased and the movement of the transportation from Rizal Province has been even faster than before. That's why I am also excited about this new expressway to be built in Taguig and the neighboring cities in Laguna.


ABOUT LAGUNA LAKESHORE EXPRESSWAY

The Laguna Lakeshore Expressway Dike is a proposed expressway in the Philippines that will start from the coastal area of Laguna de Bay from Taguig in Metro Manila to Calamba and Los Baños in Laguna.

Proposed Laguna Lakeshore Expressway Dike

The project will involve the construction of a 47-kilometre-long (29 mi), six-lane dike including bridges, pumping stations and ancillary flood gates.

The project also involve reclamation of 700 hectares west of and abutting the expressway-dike, separated from the shoreline by a 100-150 meter channel in Taguig and Muntinlupa.

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The project aims to provide a high-standard highway that will speed up traffic between the southern part of Metro Manila and Laguna, as well as a dike that would mitigate flooding in the western coastal communities along Laguna Lake.


The expressway will cost an estimated PHP36.74 billion or US$854.42 million. When constructed, it is expected to ease traffic congestion along Muntinlupa and Calamba area, and to serve as flood control measure for communities on the western shore of Laguna de Bay.


PROPOSED ROUTE

The route alignment starts from Bicutan, Taguig connecting to the proposed C-6 Expressway Road Project. It traverses southwards passing the city boundaries of Taguig, Parañaque and Muntinlupa in the southern part of Metro Manila and then continues further south passing the cities of San Pedro, Biñan, Santa Rosa, Cabuyao, Calamba and ends up at Los Baños in Laguna, near its boundary with Bay.

The construction of the expressway dike is proposed to involve two sections:
  • from Bicutan to Calamba; and
  • from Calamba to Los Baños.

The project details for the Expressway Dike as of October 2013 indicated plans for a 41.54-kilometre-long (25.81 mi), four-lane dike, but the official announcement of the approved project in June 2014 indicated that it would be 47-kilometre-long (29 mi), and have six-lanes.


PROPOSED EASTERN SHORE PROJECTS

While the expressway dike hopes to alleviate flooding on the southwestern shore of Laguna de Bay, officials and planners have acknowledged that there is still a need to cope with the excess water volume in the lake itself, with urban planner Felino Palafox describing the situation as "like having a toilet without a flush."

As the expressway dike would alleviate flooding in the more metropolitan western shore of the lake, similar projects have been proposed which would prevent the additional water volume from causing larger-scale flooding on the eastern shore, which includes the coastal towns of Rizal province and of eastern Laguna Province.

These projects include the construction of a "Pacific spillway" from the lake to the east coast of Luzon, which would drain excess water from the eastern part of the lake; and the construction of the revamped Laiban Dam and Kaliwa Low Dams in Tanay, Rizal, which is projected to reduce the water flowing into the northeastern portion of the lake.

However, construction of the Pacific Spillway has been identified by the DPWH as a low priority, while the construction of the Tanay dams has been controversial, such that only the construction of the Kaliwa Low Dam has been approved as of the second quarter of 2014.


RECENT UPDATES


August 2012 Monsoon Floods and Initial Conception

The idea of "a dike around Laguna" to serve as "a flood-control system meant to protect flood-prone areas along Laguna Lake" was first seriously raised in 2012, in reaction to the damage wrought by the 2012 Metro Manila Monsoon Floods. The Department of Public Works and Highways (DPWH) was tasked to take on the project.


Proposed Project Financing

President Aquino also said in the vernacular that "the best part [of the road dike project] is that it can be self-financing, ", explaining that the dike may be financed through reclamation:

"Ang proposal nung proponent is dahil may mare-reclaim nga ang bayad sa kanila something like a third of the reclaimed area mababayaran na yung combination dike and road that will open up a lot of areas around Laguna leading to development." (The proposal of the propinent is that since there is reclamation to be done, the payment to them could just be something like a third of the reclaimed area. That would pay for the combination dike and road that will open up a lot of areas around Laguna leading to development.)

In an interview the following day, Nereus Acosta announced in another interview that the project fell under Public-Private-Partnership program for the C-6 Extension, while in another interview, Public Works Secretary Rogelio Singson said the dike could be built under a "built-operate-transfer" scheme, meaning that the project would be financed and operated by a private agency for a period not exceeding 50 years, after which it would be taken over by the government.


May 2014 rejection due to environmental impact questions

The Expressway Dike Project was initially slated for approval by the National Economic and Development Authority (NEDA) in its May 29, 2014 Board meeting,with the inter-agency Investment Coordination Committee of the National Economic and Development Authority (NEDA-ICC) endorsing the project for final approval by the board.

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It was initially rejected at that meeting, however, when some of the board members had questions about some of the environmental and technical aspects of the project.

The DPWH later announced that it would make the "necessary clarification" regarding the project's environmental impact, specifying that concerns raised in the meeting had included "the height of the dike, the construction of water circulation, the separation between the low-lying communities and the new islands that would be created as part of the reclamation, the establishment of pumping stations, among others." The department indicated that they hoped to get final approval for the project and be able to bid the project out "toward the end of 2014 or in the first quarter of 2015"


June 2014 Approval

In June 2014, the Expressway Dike Project was finally green-lighted for implementation.

The NEDA board deferred on the project again during their June 2, 2014 meeting, requesting the DPWH to prepare and submit materials to be presented at the June 19 meeting, specifying the DPWH's responses to specific questions raised by the NEDA board.

The project was finally approved during the June 19, 2014 board meeting, in which the board also approved the operation and maintenance of the Bohol Airport and of Laguindingan Airport in Misamis Oriental. At P123-billion, this made the Expressway Dike the biggest PPP project under the administration of President Aquino.




Public-Private Partnership Center Cosette Canilao told Reuters that the auction process "will start within the next quarter."

Construction of the expressway dike was then slated to begin in "late 2015" and to finish in 2021.

On July 28, 2014, President Aquino cited the expressway dike in his 5th State of the Nation Address as one of the infrastructure projects approved by his administration as part of its disaster preparedness efforts.


What is Laguna Lakeshore Expressway Dike?

how to send money through lbc door-to door lbc international remittance partners lbc money transfer to bank account lbc money padala lbc money transfer fee lbc money transfer international lbc send money from usa to philippines lbc claim money online

Here is a guide on the six (6) easy steps in sending money to your loved ones through LBC.


LBC Express offers remittance services, but with limited reach within the Philippines and in a few countries where LBC is available. Below is a list of the remittance services they provide. 
  • Instant Peso Padala (IPP) – Send cash from one LBC branch to another; the receiver can claim the money immediately.
  • IPP Online – The sender can send money through LBC’s website any time of the day, and the receiver can claim the funds at any LBC branch during their business hours. 
  • IPP International – Send money to another country via LBC’s partner centers.
  • PesoPak Door to Door – Door-to-door delivery of the funds to the receiver.
  • Remit to Account – Directly deposit the funds to the recipient’s bank account.

LBC remittance charge for their service based on the amount of money you are sending. See LBC Instant Peso Padala Rates

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How to Send Money via LBC Instant Peso Padala


Step 1 – Prepare the amount that you want to send and visit any branch of LBC Express nearest to you. You may also send money through the courier company’s remittance partner. The least amount that you can send is P100.00.

Step 2 – Ask for a copy of the Remittance Form from the LBC staff. Fill in the form with your personal details (complete name, address, mobile number) and provide the personal details (complete name, address, mobile number) of the receiver of the money as well.



Step 3 – Submit the Remittance Form and your cash to the LBC customer service associate.

Step 4 – Prepare and pay for the money padala fees which will depend on the amount that you will be sending.

Step 5 – Get your receipt which bears the tracking number needed by the recipient of the money in claiming the amount that you sent.

Step 6 – Send the tracking number to the receiver of the amount. Tell him or her to bring a valid ID. The following IDs or identification documents are accepted:



  • Philippine Passport
  • Philippine Identification System ID (PhilSys ID) / Philippine Identification Card (Phil ID) /
  • Philippine National ID
  • Philippine Driver’s License
  • Professional Regulatory Commission ID (PRC)
  • National Bureau of Investigation (NBI) Clearance
  • New Postal ID (PVC Card)
  • GSIS e-Card
  • SSS Card
  • Unified Multipurpose ID (UMID)
  • GOCC-issued ID
  • Overseas Filipino Workers ID (OFW ID)
  • Overseas Workers Welfare Administration ID (OWWA ID)
  • Seaman’s Book and Seafarer’s Registration Certificate
  • Integrated Bar of the Philippines ID (IBP ID for lawyers)
  • Voter’s ID (PVC or paper-based card)
  • Student ID
  • Certification from the National Council for Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certificate/ID 4Ps or Pantawid Pamilyang Pilipino ID, Solo Parent ID
  • Employment ID
  • Barangay Certification or Barangay ID


WHAT TO READ NEXT



Acknowledgement: This article is sponsored by Usapang Hanapbuhay.

Bisitahin ang Usapang Hanapbuhay Facebook Group para sa iba pang tips at mga diskarte sa pera!


Like Usapang Hanapbuhay Facebook page for other updates!
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6 Steps on How to Send Money Through LBC and List of Valid IDs Accepted

sss online registration how to loan in sss how to apply sss loan online 2021 sss loan payment sss salary loan form sss loan status how much is the first loan in sss sss loan application form 2021

Here is a guide on how to apply for a loan to Social Security System (SSS) online.


The Social Security System, more commonly known as SSS, is one of the entities that you may turn to for loans and other benefits. Thus, a lot of people really make sure that have an active membership to the said government agency.

Related: Pag-IBIG Salary Loan Guide

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Most members of SSS are people who are employed in the private sector and those who are running their own businesses. Government employees are members of its counterpart, the Government Service Insurance System or more commonly called GSIS. Meanwhile, there are also individuals who are members of both the SSS and the GSIS.



Every month, members of the SSS remit a certain amount to the government agency to increase their savings and keep their status active. Accumulated savings can make a member eligible for the loans and benefits that the agency offers.

Related: Types of SSS Benefits (How to Apply and Claim + Downloadable Forms)



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How to Apply for SSS Online Loan


One of the loans offered by the Social Security System (SSS) is the Salary Loan. You may go for an SSS online loan application for your convenience. Before that, the government agency has set qualifications in applying for this loan offer. To check if you are eligible to apply for it, you may visit – visit - Who May Apply for SSS Salary Loan.


You can also check the amounts that you may borrow from the agency before applying for the salary loan. To check on the loanable amounts, feel free to visit – Minimum and Maximum Loanable Amounts for SSS Salary Loan.




SSS Online Loan Application:

  • Go to the official website of the SSS and sign-up for an account. Get your SSS ID number and USER ID and Password ready.

  • Log in to your SSS account. Choose the form of your chosen loan and indicate your preferred mode of receiving your loan proceeds.

  • Apply for the SSS Salary Loan offer.



Acknowledgement: This article is sponsored by Usapang Hanapbuhay.

Bisitahin ang Usapang Hanapbuhay Facebook Group para sa iba pang tips at mga diskarte sa pera!


Like Usapang Hanapbuhay Facebook page for other updates!
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Step-by-step Guide for SSS Loan Online Application (Requirements & Eligibility)


With the sudden and unpredictable nature of emergency situations, it is important to know the emergency numbers and the procedure to be followed after calling the number.


To assist you in this, we have compiled a list of emergency numbers for your reference. This will be left here for everyone’s reference. Stay Safe Always!

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911 is the National Emergency Hotline

Whether you are planning for a trip to the Philippines or you are here already, there are numerous emergency numbers that you can depend on in case of an emergency. Here are some of the most commonly used numbers that you should know.


Be Prepared for the Unexpected

Sometimes, you just have to be prepared for the unexpected. Whether it’s a fire, flood, accident, or other emergency, it always pays to be ready for it, especially when you’re alone. Fortunately, there are lists like this that can help you be ready for any type of emergency.



NATIONAL DISASTER RISK REDUCTION AND MANAGEMENT COUNCIL (NDRRMC) HOTLINES

The National Disaster Risk Reduction and Management Council (NDRRMC) is the lead agency responsible for the management and monitoring of the country’s disaster risk and risk reduction efforts.

Trunk lines:
  • (02) 8911-5061 to 65 local 100

Operations Center:
  • (02) 8911-1406
  • (02) 8912-2665
  • (02) 8912-5668
  • (02) 8911-1873



EMERGENCY KIT AND ESSENTIALS

Here are the best options to shop for your emergency kit and life essentials:

Shopee is my go-to app for things I needed like the ones above. If you'd like discounts and vouchers, you may get the best offers here:

NDRRMC Hotlines for Luzon

Office of Civil Defense – National Capital Region:
  • (02) 8421-1918
  • (02) 8913-2786

Office of Civil Defense – Region I:
  • (072) 607-6528

Office of Civil Defense – Region IV-A:
  • (049) 531-7266

NDRRMC Region IV-B:
  • (043) 723-4248

NDRRMC – Cordillera Administrative Region:
  • (074) 304-2256
  • (074) 619-0986
  • (074) 444-5298
  • (074) 619-0986


Covid-19 Hotline Numbers

Dial any of the numbers for any COVID-19 concerns or emergencies 24/7:

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COVID-19 Emergency Hotlines in Metro Manila


Department of Social Welfare and Development

The Department of Social Welfare and Development (DSWD) is an agency that works to help people who need help because of their social welfare needs. It is committed to providing quality social services to improve the quality of life of the people in the country.

Text Hotline:
  • 0918-912-2813

Trunk line:
  • (02) 8931-8101 to 07

Disaster Response Unit:
  • (02) 8856-3665
  • (02) 8852-8081


RED CROSS HOTLINE

The Red Cross in the Philippines is a non-profit organization that provides aid and assistance to victims of natural and man-made disasters that have been declared by the Philippine government.

COVID-19 Inquiries
RT-PCR Test
COVID-19 Hotline (PH only): 1158

Saliva Test
COVID-19 Hotline (PH only): 1158

Track your RT-PCR / Saliva Test Result
COVID-19 Hotline (PH only): 1158

Blood Donation and Requests
(+63 2) 8790-2382 / (+63 2) 8790-2383
(+63 2) 8790-2300 loc. 113/116
nbc@redcross.org.ph



DEPARTMENT OF INTERIOR AND LOCAL GOVERNMENT (DILG)

The following are the Department of Interior and Local Government (DILG) local government emergency hotline numbers in the Philippines.

Trunk line:
  • (02) 8876 3454

Philippine National Police HOTLINE (PNP) 

The Philippine National Police (PNP) is the country’s premiere law enforcement agency tasked with enforcing the laws of the land. The PNP has its own set of emergency helpline numbers, which are available to the public; these numbers allow you to report emergencies to the PNP, contact your local police station, or call 117 for assistance.

Emergency Hotline:
  • 117
  • (02) 8722-0650

Text hotline:
  • 0917-847-5757


Bureau of Fire Protection Hotline (BFP)

The Bureau of Fire Protection (BFP) was established through Republic Act No. 7211 otherwise known as the “Bureau of Fire Protection Act of 1987”. The bureau is the national agency in charge of fire and traffic safety and protection and in charge of ensuring the safety and security of the public, private and government establishments in the country.

Direct line:
  • (02) 8426-0219
  • (02) 8426-0246


Philippine Coast Guard

The Philippine Coast Guard is an agency mandated by the Philippine government to provide maritime security services in the Philippine archipelago. It is tasked to prevent and combat piracy, lawlessness, and terrorism at sea. The agency is headed by an Inspector General, appointed by the President of the Philippines.

Telefax:
  • (02) 8527-8481 to 89
  • (02) 8527-3877
  • (02) 8527-3880 to 85
  • (02) 8527-8482 local 6291

Text hotline:
  • 0917-PCG-DOTC (0917-724-3682)
  • 0918-967-4697


METRO MANILA DEVELOPMENT AUTHORITY (MMDA) 

The Metro Manila Development Authority (MMDA) is a national government agency responsible for developing, building, and maintaining the Metro Manila area, the capital region of the Philippines. It was formed by virtue of Republic Act No. 7227, otherwise known as the “Metropolitan Manila Development Authority Act of 1992”.

Hotline:
  • 136

Viber:
  • (02) 8882-4151 to 77
  • local 337 (Rescue)
  • local 1096 (Metrobase)
  • local 1135 Road Safety)
  • local 1168 (Public Safety)
  • local 1169 (Road Emergency)
  • local 1162/ 1163 (Flood Control)
  • local 1070 (Anti-Jaywalking)
  • 0939-922-7161

See MMDA LIVE TRAFFIC UPDATES for real-time traffic updates in Metro Manila.


DEPARTMENT OF TRANSPORTATION (DOTr)

The Department of Transportation (DOTr) is one of the government agencies that are tasked with the responsibility of keeping the country’s roads, highways, airports, bus terminals, terminals, ferries, public transportation, seaports, tollways, railways, among others safe, efficient, and well-maintained.

DOTr Action Center Hotline:
  • 7890

Trunk line:
  • (02) 8790-8300

Telefax: 
  • (02) 8726-4925


Manila International Airport Authority (MIAA)

The Manila International Airport Authority (MIAA) is an agency of the Department of Transportation and Communication (DOTC) of the Republic of the Philippines. It regulates the operation of the Ninoy Aquino International Airport, ensure its security, manage its infrastructure, and manage its cargo facilities.

Text hotline:
  • 0917-839-6242 (TEXNAIA)
  • 0918-918-6242

Trunk lines:
  • (02) 8877-1109 (Terminals 1, 2 & 4)
  • (02) 8877-7888 (Terminal 3)



Clark International Airport Corporation (CIAC)

Clark International Airport Corporation is a corporation based in the Philippines. The corporation is a privately-owned government-owned enterprise (GOE), which planned and constructed the Clark International Airport. The corporation is also the operator of the Clark Airport. The corporation was named after the most famous person from the Philippines, Philippine president Carlos P. Garcia.

Trunk line:
  • (045) 499-1464


Mactan-Cebu International Airport Authority (MCIAA)

The Cebu International Airport Authority is a government agency tasked with providing a safe and efficient air travel experience for all passengers.

Operations:
  • (032) 340-0228


Civil Aeronautics Board (CAB)

Public Assistance Hotline:
  • 165-66

Trunk lines:
  • (02) 8853-7259
  • (02) 8854-5996

Maritime Industry Authority (MARINA)

Administrator Office:
  • (02) 8523-9078
  • (02) 8526-0971
  • (02) 8524-2895

Call and Text hotline:
  • 0917-SUMBONG (7862664)


Land Transportation Office (LTO)

LTO Text hotline:
  • Text LTOHELP to 2600 (All networks)

Trunk line:
  • (02) 8922-9061 to 63


Land Transportation Franchising and Regulatory Board (LTFRB)

24/7 hotline:
  • 1342

Public Assistance and Complaints:
  • (02) 8426-2515
  • (02) 8426-2534

Text hotline:
  • 0921-448-7777


PHILIPPINE INSTITUTE OF VOLCANOLOGY AND SEISMOLOGY (PHIVOLCS)

The Philippine Institute of Volcanology and Seismology (PHIVOLCS) is an agency of the National Disaster Coordinating Council (NDCC) that is mandated to promote the study of volcanoes, earthquakes, hazardous volcanic eruptions, tsunamis, floods, landslides, and other forms of natural hazards, and to promote the sharing of information about the hazards to the public. It  establishes  regional  and  national disaster risk reduction strategies for the  country,  develops  public hazard education programs,  conducts  hazard mitigation and emergency response operations,  and promotes emergency preparedness for natural disasters.

Trunk line:
  • (02) 8426-1468 to 79

See Phivolcs updates for earthquake and volcanic activities.


DEPARTMENT OF PUBLIC WORKS AND HIGHWAYS (DPWH)

The Department of Public Works and Highways (DPWH) It is responsible for the maintenance and replacement of all roads, bridges, culverts, and similar structures, the construction of new highways, and other related facilities.

Hotline:
  • 165-02

Trunk line:
  • (02) 5304-3000


North Luzon Expressway Hotline (NLEX)

The North Luzon Expressway (NLEX) is a highway in the Philippines. It is the third longest highway in the country after Manila’s National Route 5 and Manila South Road, and the longest under-construction highway in the country.

NLEX-SCTEX Hotline:
  • 1-35000

Trunk line:
  • (02) 8580-8900


Subic-Clark-Tarlac Expressway Hotline (SCTEX)

NLEX-SCTEX Hotline:
  • 1-35000

Emergency Number:
  • 0920-96-SCTEX (72839)

Trunk lines:
  • (02) 8362-2246
  • (02) 8362-9997

Skyway System Hotline 

Office Hotline:
  • (02) 88-SKYWAY (75-9929)

SMC Tollways Hotline:
  • (02) 5318-TOLL (8655)


South Luzon Expressway Hotline (SLEX) 

Hotlines:
  • (02) 5318-8655
  • 0999-886-0893 (Smart)
  • 0917-539-8762 (Globe)
  • 0932-854-6980 (Sun Cellular)


CAVITEX HOTLINE

Hotline:
  • (02) 165-8888

Trunk lines:
  • (02) 8683-8001
  • (02) 8683-8002


Southern Tagalog Arterial Road Hotline (STAR Tollway)

Hotlines:
  • (43) 756- 7870
  • (43) 757-2277


Philippine National Railways Hotline (PNR)

Hotlines:
  • (02) 5319-0041
  • (02) 5319-0169


Light Rail Transit Authority Hotline (LRTA)

Hotline:
  • (02) 8647-3479 to 91

Line 2 Hotlines:
  • (02) 8647-3452
  • (02) 8647-3491 local 29846/ 29854


Metro Rail Transit Hotline (DOTr-MRT3)

Hotline:
  • (02) 8929-5347 local 2810


Office for Transportation Security (OTS)

Hotlines:
  • (02) 8853-5249

Mobile Hotline:
  • 0919-9999-OTS (687)


Manila Traffic Hotline

Hotline:
  • (02) 8527-3087 to 88
  • (02) 8527-9860


Las Piñas Traffic Hotline

Hotline:
  • (02) 8856-3132


Mandaluyong Traffic Hotline

Hotlines:
  • (02) 8532-5347
  • (02) 8532-5001 to 28 local 323/ 357


Marikina Hotlines

Rescue 161:
  • 161
  • (02) 8646-2436 to 38
  • (02) 8646-0427
  • (02) 7586-7344
  • 0928-559-3341 (Smart)
  • 0917-584-2168 (Globe)

Radio Room Tactical Operation Center:
(02) 8646-1631
0927-968-4311


Pasig Hotlines

Emergency/ Rescue Hotline:
  • (02)641-1907

Hotline: 
  • (02) 8643-0000

Pasig Ka TEXT:
  • 0908-899-3333


Makati Hotline

Makati Public Safety Department (MAPSA hotlines): 
  • (02) 8819-3270
  • (02) 8844-314


Manila Water Hotline

Hotline:
  • 1627 


Maynilad Hotline

Hotline:
  • 1626

Text Hotline:
  • 0998-864-1446


NATIONAL CENTER FOR MENTAL HEALTH (NCMH) 

Trunk line:
  • 0917-899-USAP (8727)
  • 989-USAP (8727)
  • (02) 8531-9001 to 10 local 201


What to read next


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List of Emergency Numbers and Hotlines in the Philippines (911, NDRRMC, PNP, BFP, MMDA, LTFRB, NLEX, SLEX, DOTr, LGUs)

lbc pera padala rates 2022 lbc exchange rate to philippine peso lbc exchange rate today lbc exchange rate dollar to peso today lbc pera padala international rates lbc padala rates documents how to claim money in lbc lbc fill up form for padala

Here is a guide on the rates implemented by courier company LBC Express under its Instant Peso Padala services.


Undeniably, a lot of things nowadays happened way faster compared to how they used to several years ago. It is because of different reasons – the advancement in technology, the building of companies and establishments that provide these services, the changes in the community, etc.

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Nowadays, you don’t anymore have to wait for several days or weeks before your message can get to your loved ones across the miles. In fact, you can see each other virtually and speak to them like they are just in front of you. How about sending packages or money?



Unlike before, your loved ones now can get the money right away as soon as you are done sending them from another location. There are several courier companies that have earned the trust of the public.

RELATED: List of Palawan Express Pera Padala Rates for Metro Manila (NCR)

HELPFUL ITEMS YOU CAN USE TO SAVE MONEY!

Here's my list of useful items for you to save or earn money wisely:

Shopee is my go-to app for things I needed like the ones above. If you'd like discounts and vouchers, you may get the best offers here:

Undeniably, in the Philippines, one of the most popular courier companies is LBC – which is tagged as “Hari ng Padala”. You can send packages and as well as money at affordable rates.

With regards to the money transfer services, it is under Instant Peso Padala. The LBC rates were posted on the official website of the courier company so clients can have an estimate of how much they may pay for sending a certain amount to another location.



Here is a table that you can refer to with regards to the LBC rates under the Instant Peso Padala services:

LBC Instant Peso Padala Rates

There are only a few easy steps that you need to follow in sending money to your loved ones through LBC across the miles. For a guide on sending money to another location, feel free to visit – 6 Steps On How To Send Money Through LBC.



Acknowledgement: This article is sponsored by Usapang Hanapbuhay.

Bisitahin ang Usapang Hanapbuhay Facebook Group para sa iba pang tips at mga diskarte sa pera!


Like Usapang Hanapbuhay Facebook page for other updates!
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What are the Rates of LBC Instant Peso Padala (Sending Money)


The quarantine classification in the National Capital Region (NCR) and the provinces of Laguna and Bataan has been downgraded from enhanced community quarantine (ECQ) to modified ECQ (MECQ), Malacañang announced Thursday.

This, after President Rodrigo Duterte, upon the recommendation of the Inter-Agency Task Force for the Management of Emerging Infectious Diseases (IATF-EUD), approved the latest quarantine status in Metro Manila, Laguna, and Bataan, Presidential Spokesperson Harry Roque said.


“These latest classifications are without prejudice to the strict implementation of granular lockdowns,” said Roque, also acting as IATF-EID spokesperson, in a press statement.



Roque said Metro Manila will be placed under MECQ from Aug. 21 to 31.

Bataan, on the other hand, will be under MECQ from Aug. 23 to 31, he added.

Metro Manila, Laguna, and Bataan were initially placed under ECQ, the strictest form of community quarantine, due to the spike in coronavirus disease 2019 (Covid-19) infections.

Roque stressed that despite the deescalation of quarantine level, religious gatherings should remain “virtual” in Metro Manila, Laguna, and Bataan.



He added that indoor and al-fresco dine-in services, as well as personal care services such as beauty salons, beauty parlors, barbershops and nail spas should remain prohibited.

Roque said local government units in Metro Manila, Laguna, and Bataan are likewise directed to improve the vaccination rates within their localities, as well as intensify the “Prevent-Detect-Isolate-Treat-Reintegrate (PDITR) strategies to control the spread of Covid-19.

He said minimum public health standards must also be observed in the three areas.



“These protocols shall be observed in the aforesaid areas under the inclusive dates they are under MECQ,” Roque said.

via PNA

NCR, Laguna shift to MECQ until end-August


Here is a guide on how and where to apply for the Business Development Loan Facility offered by Social Security System (SSS) .


The Social Security System or more commonly called SSS, a social insurance program in the Philippines, offers a lot of benefits to its members.

Most of its members are employees of the private sectors and companies. Some of its members are self-employed individuals and non-working persons.


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One of the benefits that Social Security System members may be entitled to is the SSS Business Loan. An SSS member may apply for the Business Development Loan Facility for any of the following purposes:


  • Site development;
  • Enhancement or modernization of existing facilities;
  • Construction or repair of building and other civil works;
  • Acquisition or repair/upgrading of machinery and equipment including furnishings;
  • Acquisition of existing facilities;
  • Acquisition of land (up to 50% of the acquisition cost); or
  • Working capital



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To apply for the SSS Business Loan, you may follow this simple guide below:


Check for the eligibility requirements

The Social Security System (SSS) has set eligibility requirements for SSS members who want to apply for the Business Development Loan Facility.

To see the full list of requirements, visit – SSS Loan Requirements.


Visit the SSS’ accredited participating financial institution (PFIs) where you want to make your application

The SSS Business Loan is done through an SSS-accredited participating financial institution (PFIs). Go to the PFI and ask for the copy of the form and the requirements.

Based on the official website of SSS, you may apply for SSS Business Loan to any of the following PFIs:



BDO Unibank, Inc.
6/F Equitable PCI Bank Tower 1, Makati City
Contact Person:
Ms. Vivian D. de Chavez – Senior Manager        
Tel. Nos. 878-4567; 878-4570 (fax)

Development Bank of the Philippines
Sen Gil Puyat Ave., Makati City
Contact Persons:
Mr. Jose Pepito A. Yusingbo – Manager and Officer-in-Charge,SME Unit
Ms. Leonore L. Tianco
Tel. Nos. 812-9932; 818-9511 loc. 2305

Land Bank of the Philippines
Land Bank Plaza, 1598 M. H. del Pilar, Malate, Manila       
Contact Person:
Ms. Lina Soriano – Program Officer
Tel. Nos. 405-7640; 522-2200; 551-2200; 405-7198

Philippine National Bank
3/F PNB Financial Center
Pres. Diosdado Macapagal Blvd. Pasay City
Contact Person:
Ms. Katrina Jane O. Mayoca – Asst. Manager 2, Financial Institutions Division
Tel. Nos. 573-4661; 526-3131 loc. 4661

Philippine Veterans Bank
101 V.A. Rufino St. Legaspi Village, Makati City
Contact Persons:
Mr. Plato C. Tirol – Officer-in-Charge, Investment Banking Division
Ms. Karina P. Rodriguez – Account Officer
Mr. Edward S. Lectura – Account Analyst
Tel. Nos. 846-5933 loc. 2101, 2105 and 2118

Planters Development Bank
314 Buendia Ave., Makati City
Contact Person:
Ms. Quennie Medrano – Senior Manager
Tel. No. 884-7600 loc. 5183

The requirements and flow of processing may depend on the SSS-accredited PFI you have chosen.



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How to Apply for SSS Business Loan (Requirements & Eligibility)