Commuters on Metro Manila's busiest railway can now experience a faster, more convenient way to travel. The Department of Transportation (DOTr) today officially launched cashless payment options for the MRT-3, marking a significant upgrade in the urban transit system and positioning it as a pioneer in seamless payment technology.
DOTr Secretary Vince Dizon led the unveiling at the MRT-3 Ayala Station, personally demonstrating the ease of the new system. He highlighted that commuters can now simply tap their debit or credit cards directly at the gates or, for e-wallet users, generate a QR code from their mobile apps for scanning.
"There is no additional fare here," Secretary Dizon assured commuters. "The system is, whatever is deducted from your GCash, your credit card, your debit card, it is the same as if you bought a single journey ticket."
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This innovative payment setup is touted by the transport chief as the first of its kind globally, capable of accepting both Near Field Communication (NFC) taps and QR codes from a single terminal. The DOTr also announced plans to extend these same cashless options to LRT-1 and LRT-2 lines in the near future, with the support of GCash and RCBC.
How to Use GCash at MRT-3 Gates
For the millions of Filipinos who rely on e-wallets, paying for their MRT-3 ride using the GCash app is now remarkably straightforward:
STEP 1 - Open your GCash app: Ensure you have the latest version installed on your smartphone.
STEP 2 - Look for "Commute" and tap it: This dedicated icon simplifies access to the QR ticketing feature.
STEP 3 - A QR Code will appear: This unique code is your digital ticket.
STEP 4 - Tap or scan your QR Code at an MRT-3 entry gate: Simply present your phone screen with the QR code to the designated scanner.
STEP 5 - The gate will open: Proceed through the turnstile.
STEP 6 - Do the same at the exit gate: The process is identical for exiting the station, ensuring your fare is correctly calculated.
Important Note: Your GCash account must have a minimum balance of ₱28 to successfully use the Commute QR code feature. For added convenience, users can also download a copy of their Commute QR for subsequent gate uses.
Wide Range of Participating Banks
Beyond GCash, the DOTr confirmed a broad list of banks supporting the MRT-3's new cashless payment method, offering flexibility for cardholders:
- GCash: Visa (Debit), QR Code
- Landbank: Mastercard (Debit/Credit), Visa (Debit)
- BPI: Visa (Debit/Credit)
- BDO: Mastercard (Credit), Visa (Debit/Credit)
- HSBC: Visa (Debit)
- GOTyme: Visa (Debit)
- Union Bank: Visa (Debit)
- RCBC: Mastercard (Debit/Credit), Visa (Debit)
- Metrobank: Mastercard (Credit)
- Security Bank: Mastercard (Credit)
- Maya: Visa (Debit/Credit)
- Chinabank: Mastercard (Credit)